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Tuesday, September 16, 2025

Napoleon Harris, III introduces SB1418 in Senate on Jan. 31—here’s what you need to know

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Senator Napoleon Harris, III (D) 15th District. | www.senatornapoleonharris.com

Senator Napoleon Harris, III (D) 15th District. | www.senatornapoleonharris.com

Napoleon Harris, III introduced SB1418 in the Illinois Senate on Jan. 31, 2025, during the general assembly session 104, according to the Illinois General Assembly.

According to the Illinois General Assembly site, the legislature summarized the bill's official text as follows: "Amends the Illinois Insurance Code. Provides that a group or individual plan of accident and health insurance or managed care plan amended, delivered, issued, or renewed after January 1, 2026 must provide coverage, no less than once every 12 months, for a peripheral artery disease screening test for any at-risk individual. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid Code to require coverage under those provisions."

The following is our breakdown, based on the actual bill text, and may include interpretation to clarify its provisions.

In essence, this bill mandates that health insurance programs, including those administered by state, county, and municipal governments, as well as school and university plans, include comprehensive coverage for specific health benefits as outlined in the Illinois Insurance Code. Effective Jan. 1, 2027, the bill specifies coverage for a peripheral artery disease screening test for at-risk individuals. The bill emphasizes the state's exclusive authority over these health insurance mandates, eliminating local government discretion under the home rule powers. It stipulates adherence to various sections of the Illinois Insurance Code, ensuring compliance across multiple subdivisions of insurance providers, including health maintenance organizations and voluntary health service plans. The Department of Insurance is tasked with enforcing these provisions, and any rulemaking must align with the Illinois Administrative Procedure Act.

Napoleon Harris, III has proposed one other bill since the beginning of the 104th session.

Harris graduated from Northwestern University with a BA.

Napoleon Harris is currently serving in the Illinois State Senate, representing the state's 15th Senate District. He replaced previous state senator James T. Meeks in 2013.

Bills in Illinois follow a multi-step legislative process, beginning with introduction in either the House or Senate, followed by committee review, floor debates, and votes in both chambers before reaching the governor for approval or veto. The General Assembly operates on a biennial schedule, and while typically thousands of bills are introduced each session, only a fraction successfully pass through the process to become law.

You can read more about bills and other measures here.

Bills Introduced by Napoleon Harris, III in Illinois Senate During General Assembly Session 104

Bill NumberDate IntroducedShort Description
SB141801/31/2025Amends the Illinois Insurance Code. Provides that a group or individual plan of accident and health insurance or managed care plan amended, delivered, issued, or renewed after January 1, 2026 must provide coverage, no less than once every 12 months, for a peripheral artery disease screening test for any at-risk individual. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid Code to require coverage under those provisions.
SB130301/28/2025Amends the Illinois Vehicle Code. Allows a person who rents a motor vehicle to another may hold the renter liable for physical or mechanical damage to the rented motor vehicle that occurs during the time the motor vehicle is under the rental agreement as well as loss of use which stems from such damage.

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